Pat Howard
Managing Editor & Licensed Home Insurance Expert
About
Pat Howard is a licensed insurance expert and managing editor. Pat has written extensively about the home insurance industry and his insights as a subject matter expert have appeared in several top tier publications, including The New York Times, The Wall Street Journal, CNBC, and Reuters. Pat has a bachelor's degree in journalism from Michigan State University.
Experience highlights
In the press
VentureBeat, Consumers question AI-driven insurance claims review
Better Homes & Gardens, 15 Ways to Reduce Your Home Insurance Costs
Real Simple, How to Prepare Financially for a Natural Disaster
Fox Business, How to decide if you need flood insurance for your home
Investopedia, Does Homeowners Insurance Cover Mold?
Quicken Loans, Insurance And Working From Home: What’s Covered?
Lifehacker, Insure Your New Engagement Ring Right Now
AAA's Via Magazine, What to Do When Your Child Breaks Something
PropertyCasualty360, Consumers voice unease with AI-only home & auto claims
Homelight, Can You Change Homeowners Insurance? Your Definitive Guide to Switching Providers
Canadian Underwriter, Empty nest: How to talk to your clients about vacant home policies
Bolt Insurance, How Insurance Agents Can Rely On Referrals From Financial Advisors
Past work
Thought Leadership, Consumers Wary of AI-Driven Insurance
Fatherly, This Map Shows The Best And Worst States For Climate Change
Want to interview a Policygenius expert?
Journalist on a deadline? Our press team can connect you with our experts to discuss insurance, personal finance, and more. They’re also pretty friendly.
press@policygenius.comPolicygenius content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money.
Want to interview a Policygenius expert?
Journalist on a deadline? Our press team can connect you with our experts to discuss insurance, personal finance, and more. They’re also pretty friendly.
press@policygenius.comPolicygenius content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money.
Pro tip
Pat Howard
When shopping for a home insurance policy, don’t just look at one quote and call it a day — read company reviews and check customer satisfaction and claims ratings. Make sure the insurance company is capable of keeping their end of the bargain.
Selected stories from Pat
What is fair rental value coverage?
Updated | 4 min read
It replaces lost rental payments when a covered loss prevents you from renting out your unit.
Is earthquake insurance worth it?
Updated | 5 min read
If you live near a fault line and you can afford to pay for it on top of your regular homeowners insurance costs, then earthquake insurance might be worth it.
Are there home insurance discounts for security systems?
Updated | 2 min read
Some insurance companies offer discounts of up to 15% for having a home security system.
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