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Life insurance
Understanding level term life insurance
Level term life insurance usually comes with a payout and premium payments that remain the same for the duration of the policy’s term. It’s the simplest and most affordable life insurance option for most people.
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Life insurance
Can you get life insurance if you use chewing tobacco?
You’ll qualify for life insurance if you use chewing tobacco, but you’ll likely pay higher rates. A few insurers may be more flexible toward smokeless tobacco use.
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Disability insurance
How long does disability insurance last?
You choose the maximum amount of time your disability insurance will pay out when you buy the policy. Short-term disability can last up to a year, and long-term disability insurance can pay out for decades, or even through retirement age.
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