Whether you’re looking for unique policy perks, a company to bundle your home and flood insurance policies with, or the cheapest rates, we rounded up the best home insurance companies in Michigan.
Check out the best homeowners insurance companies in Michigan in 2024
According to our analysis, State Farm, Cincinnati Insurance, Farmers, the Hanover and AAA are the best homeowners insurance companies in Michigan.
Policygenius analyzed thousands of quotes from the largest Michigan insurers to find the average cost of homeowners insurance at each company. We then looked at J.D. Power customer satisfaction scores and compared that with the coverage needs of the state's residents to find the best homeowners insurance in Michigan.
Company | Best for … | Average monthly cost | Policygenius rating |
---|---|---|---|
Flood coverage | $140 | 4.8 out of 5 | |
High-value homes | $143 | 4.8 out of 5 | |
Discounts | $116 | 4.5 out of 5 | |
Policy add-ons | $219 | 4.3 out of 5 | |
Cheap rates | $87 | 4.3 out of 5 |