Research from our experts at Policygenius

Explore original research and insights from our team of editors, reporters, and data analysts.

We encourage you to link to our research and reference our findings in your reporting. Please attribute Policygenius and link to the report you’re referencing or to this page. If you have specific questions or would like to interview one of our experts, contact press@policygenius.com.

Latest

Disability insurance placeholder image

Disability insurance

“I’d probably just die”: 26% of employed Americans don’t know how they’d cover expenses if they couldn’t work for 3 years

•

Read more

A man and a woman sitting together at a kitchen counter, reading from a laptop screen.

A man and a woman sitting together at a kitchen counter, reading from a laptop screen.

Annuities

Roughly 4 out of 5 American adults don’t know what an annuity is

Katherine Murbach • July 16, 2024

A woman with a crutch and in a yellow rain jacket is stepping out of a forest green car in a parking lot, smiling and looking towards the camera.

A woman with a crutch and in a yellow rain jacket is stepping out of a forest green car in a parking lot, smiling and looking towards the camera.

Disability insurance

64% of Americans don’t understand disability insurance

• July 10, 2024

girl looking at phone and man talking to financial professional standing in front of a stylized big wallet

girl looking at phone and man talking to financial professional standing in front of a stylized big wallet

Life insurance

Gen Z is 65% less likely than Boomers to turn to financial professionals for advice

Myles Ma, CPFC • June 11, 2024

More research

Illustration of a house on fire and homeowner struggling under the weight of the cost of home insurance.

Illustration of a house on fire and homeowner struggling under the weight of the cost of home insurance.

Homeowners insurance

Younger homeowners more likely to have home insurance dropped

Jennifer Gimbel • May 15, 2024

two figures on a game board like the game of life one on the left is climbing a ladder to a space with a crypto coin and the other is walking toward a space with a house

two figures on a game board like the game of life one on the left is climbing a ladder to a space with a crypto coin and the other is walking toward a space with a house

Life insurance

Millennials & Gen Zers are as likely to own cryptocurrency as they are real estate

Myles Ma, CPFC • April 9, 2024

an older man walks away from two younger relatives holding an urn full of money

an older man walks away from two younger relatives holding an urn full of money

Life insurance

46% of Americans expect to pass on debt to their loved ones when they die

Myles Ma, CPFC • January 9, 2024

A brown-haired woman in an orange dress, white high heels, and her hair pulled back types types on a humanoid robot in a remote suburban neighborhood.

A brown-haired woman in an orange dress, white high heels, and her hair pulled back types types on a humanoid robot in a remote suburban neighborhood.

Homeowners insurance

Majority of young people trust accuracy of ‘faster’ AI solutions in their home & auto insurance

Pat Howard & Rachael Brennan • November 29, 2023

woman with brown skin black hair red shirt red pants orange shoes balances the weight of money in her right hand and medicine in her left hand against a background of a large stethoscope and pills

woman with brown skin black hair red shirt red pants orange shoes balances the weight of money in her right hand and medicine in her left hand against a background of a large stethoscope and pills

Health insurance

28% of Americans with health insurance can’t afford their deductibles

Myles Ma, CPFC • November 1, 2023

Illustration of a person over a map of Colorado using a fire extinguisher to put out a forest fire in front of their home. In the background, insurance company vans are seen fleeing to other states to avoid paying out costly wildfire claims.

Illustration of a person over a map of Colorado using a fire extinguisher to put out a forest fire in front of their home. In the background, insurance company vans are seen fleeing to other states to avoid paying out costly wildfire claims.

Homeowners insurance

Home insurance prices up 21% as homeowners are left to deal with climate change, turbulent market

Pat Howard • September 12, 2023

a toddler and father seated at a small table on the left a mother and baby seated on a blanket on the right. the mother and father have a thought bubble with a house, graduation cap, car, and money

a toddler and father seated at a small table on the left a mother and baby seated on a blanket on the right. the mother and father have a thought bubble with a house, graduation cap, car, and money

Life insurance

30% of parents agree that money keeps them from having more kids

Myles Ma, CPFC • June 14, 2023

Benjamin Franklin's eyes looking at the viewer in the reflection of the rearview mirror.

Benjamin Franklin's eyes looking at the viewer in the reflection of the rearview mirror.

Auto insurance

40% of U.S. drivers worried about affording car insurance

• May 17, 2023

A person wearing a medical gowna nd socks while holding an IV bag holder looks out at a three-paneled window. To the left is a pastoral landscape with farms, the middle is a city, the right is an oceanside town with the sunset visible over the water.

A person wearing a medical gowna nd socks while holding an IV bag holder looks out at a three-paneled window. To the left is a pastoral landscape with farms, the middle is a city, the right is an oceanside town with the sunset visible over the water.

Life insurance

Best & worst cities to die in

Myles Ma, CPFC • March 20, 2023

Illustration of five homes on a small residential street with lush lawns, trees, and foliage. Two homes are fully built, meaning they have adequate home insurance coverage. But three are only partially built, indicating the risk of being underinsured.

Illustration of five homes on a small residential street with lush lawns, trees, and foliage. Two homes are fully built, meaning they have adequate home insurance coverage. But three are only partially built, indicating the risk of being underinsured.

Homeowners insurance

Majority of US homeowners may not have enough insurance to rebuild after a disaster

Pat Howard • February 22, 2023

Graphic featuring maroon wall with multiple picture frames. At center is a worried couple having a stressful conversation.

Graphic featuring maroon wall with multiple picture frames. At center is a worried couple having a stressful conversation.

Life insurance

29% of the sandwich generation is ‘very stressed’ about financially supporting their kids & aging parents

Myles Ma, CPFC • January 4, 2023

overhead view of several city blocks with a mix of large and small buildings, with a forested park on the lower right corner

overhead view of several city blocks with a mix of large and small buildings, with a forested park on the lower right corner

Homeowners insurance

Best small cities to invest in real estate in 2022

Logan Sachon • December 30, 2022