We can help you find the best home and flood insurance companies in your area, learn about the average cost of home insurance where you live, and more with our ultimate guide to home insurance in Pennsylvania.
Learn more about home insurance in Pennsylvania
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Methodology & why you can trust our rates
Policygenius has analyzed home insurance rates provided by Quadrant Information Services in March 2022 for ZIP codes in all 50 states plus Washington, D.C., for a 40-year-old female homeowner with no claim history, good credit, a $1,000 deductible, and the following coverage limits:
Dwelling: $300,000
Other structures: $30,000
Personal property: $150,000
Loss of use: $60,000
Liability: $300,000
Medical: $1,000
All rates based on the above coverage limits except where otherwise noted.
Some carriers may be represented by affiliates or subsidiaries. Rates provided are a sample of costs. Your actual quotes may differ.
Pennsylvania home insurance costs by city
City | Average annual cost | |
|---|---|---|
Allentown | $1,051 | |
Altoona | $1,152 | |
Bethel Park | $1,080 | |
Bethlehem | $1,089 | |
Chester | $1,333 | |
Easton | $1,052 | |
Erie | $1,144 | |
Harrisburg | $1,008 | |
Hazleton | $1,132 | |
Lancaster | $997 | |
Lebanon | $1,083 | |
Monroeville | $1,073 | |
New Castle | $1,082 | |
$1,654 | ||
$1,138 | ||
Reading | $1,075 | |
Scranton | $1,109 | |
Wilkes-Barre | $1,089 | |
Williamsport | $1,123 | |
York | $1,033 |
